Mukhyamantri Chiranjeevi Swasthya Bima Yojana – Eligibility & Benefits

Staying healthy must be a priority but is a rather difficult task. During recent years, especially since the onset of the coronavirus pandemic, the common man has been struggling to navigate the complexities of paying for healthcare and health insurance in order to stay healthy, maintain one’s health and to have a plan in case medical emergencies arise. This is where Mukhyamantri Chiranjeevi Swasthya Bima Yojana under its different names comes in. In order to improve the situation for citizens in the country and introduce schemes that will shrink the burdens of medical expenses from impoverished and struggling classes classes, Chiranjeevi Yojana has been introduced.

Why Do We Need The Chiranjeevi Yojana?

According to the Handbook of Statistics on the Indian Economy of the Reserve Bank of India, a huge percentage of Rajasthan’s population, about 29.46% of the population falls Below the Poverty Line. To tackle poverty and try to reduce inequality, the government has taken initiative in order to tackle the problem of healthcare inaccessibility and general struggle of the population in the state to afford basic life’s necessities by introducing the Chiranjeevi Yojana and the various Chiranjeevi Yojana benefits. The scheme, called the Chiranjeevi Yojana, was announced by the Chief Minister of Rajasthan, Shri Ashok Gehlot, during the state budget 2021-22. Starting from May 1, 2021, the benefits under the Mukhyamantri Chiranjeevi yojna or Chiranjeevi Bima Yojana were made available to all the families in the western state of Rajasthan if they fulfill the eligibility criteria. Once the eligibility criteria is met, the Chiranjeevi Yojana covers up to 5 lakh rupees of medical expenses of the eligible families in Rajasthan, offering them a safety net when it comes to paying for different kinds of medical treatments through the Chiranjeevi Yojana card. Chiranjeevi Yojana was proposed during the state budget 2021-22. From the first of May, 2021, the Chiranjeevi Yojana benefits under the scheme were made available to all the families that belong to the state of Rajasthan. A Chiranjeevi Yojana card is issued to beneficiaries to receive the benefits. It is important to note the eligibility criteria for Chiranjeevi Yojana or Chiranjeevi Bima Yojana in detail. Eligible persons would be permanent residents of Rajasthan. Others who are eligible for this scheme are SECC 2011 registered families, all other families, NFSA card holders, small farmers, and all department Samvida workers. These eligible persons will be able to receive free cashless treatment of up to Rs 5 lakh through Mukhyamantri Chiranjeevi Yojana.

Chiranjeevi Yojana & Women 

Through the Raj Chiranjeevi Yojana, Chiranjeevi Yojana, health insurance cover will be offered to the eligible persons up to Rs. 5 Lakh, applicants are required to pay Rs. 850 annually to be able to avail benefits under the scheme and the families who want to avail benefits of Chiranjeevi Yojana have to apply for the scheme online to seek cover under it. The Chiranjeevi Yojana gives special benefits to women as well. The women heads of families covered under the Chiranjeevi Health Insurance scheme will now be given smartphones with free internet connectivity for 3 years. This will not only assist them in their safety and security, but will also allow women head of families to feel and stay connected with persons they need to stay in contact with, with no stress about having to depend on others to stay connected with them. Many families are not able to afford mobile phones at all, let alone the members that the family relies on. In some communities it is considered unnecessary to purchase and allow women to access devices and means of communication at all times. So providing this to women heads of families in the state will be a huge assistance to them. Chiranjeevi Yojana also covers childbirth, helping cover costs for women who are going through the process of giving birth to a child, which can often be very high in cost. Assistance is provided through Raj Chiranjeevi Yojana to women from “below-poverty-line” (BPL) households who receive health insurance coverage for childbirth at government and specific private hospitals under the Chiranjeevi Yojana Rajasthan.

Benefits Offered By Chiranjeevi Yojana

There are different types of Chiranjeevi Yojana benefits. Under Mukhyamantri Chiranjeevi Yojana or Raj Chiranjeevi Yojana one can avail coverage benefits for up to Rs. 5 Lakh, which will cover for almost 1576 medical tests. It also offers cover for treatment of various types of diseases. Secondly, there is a cover for healthcare expenses, tests, a related package of 15 days after hospitalization is also offered under the scheme. Thirdly, it is the first scheme by the government of India to offer universal coverage at the network hospitals that are collaborating with the scheme.The features of the Chiranjeevi Health Insurance are that the insurance cover is provided to all the families under Below-Poverty Line, NFSA, and SECC categories. The various beneficiaries of Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana can also get covered under the scheme. Thirdly, the small or marginal farmers and the contractual workers can also get covered free of cost. Fourthly, the various families who do not fall under the eligible category can also get insured and attain benefits of this particular scheme by paying a nominal premium of Rs 850 yearly. Fifth, the budget of this scheme is around Rs 3,500 Crore. And finally, In addition to the major illnesses, this scheme also provides coverage for Covid-19 care and hemodialysis for the poor. These are very relevant medical issues so this additional assistance to poorer strata of the society will also be of great help to them. 

How To Access Chiranjeevi Yojana Online

The status of Mukhyamantri Chiranjeevi Swasthya Bima Yojana can be registered and checked online, which is great for rural and many times even urban residents in the state of Rajasthan. There are rural places such as in the middle of the desert where it can be very difficult for people to go to a particular place if they need to apply, register or check their status. Even in bigger towns and cities, one may have to face a lot of traffic and it may become rather inconvenient to go to a particular place to have to apply, register or check the status of the Chiranjeevi Swasthya Bima Yojana. Being online, they can do so and check the status from anywhere that is connected to the internet.Under Mukhyamantri Chiranjeevi Swasthya Bima Yojana, one may find themselves eligible for free treatment at the government as well as some select private hospitals. One may navigate the official Mukhyamantri Chiranjeevi Swasthya Bima Yojana website and click on the link below the registration section to redirect to SSO. After completion of registration of Mukhyamantri Chiranjeevi yojna, by using your login ID and password along with the captcha code, you can enter your account. In order to register for the scheme, one requires certain documents such as their Aadhar card as well as their Jan Aadhar Card or Jan Aadhar Card number or Bhamashah Card or Jan Aadhar Registration Slip. Since not too many documents are required, the process stays simple and easy to understand. One would wonder what exactly they must do in order to check the status of Chiranjeevi Swasthya Bima Yojana.

What Happens After The Application Form Is Submitted?

After the application form is submitted, the concerned authorities will examine and verify it. A status link will be sent to your mobile number after this. Once you receive the status link, one may open this link on your dedicated dashboard and look over and confirm the status of the application that has been made. If a situation arises where one’s application has been rejected, a notification will be received. The official site for Mukhyamantri Chiranjeevi Yojana registration can be checked for regular updates on the status or anything else related to the Chiranjeevi Swasthya Bima Yojana. There is also a help line in order to clear any other query one may have about Chiranjeevi Yojana registration or Mukhyamantri Chiranjeevi Swasthya Bima Yojana in general.

Benefits Of Universal Medical And Cashless Insurance

Universal medical and cashless insurance being available to all persons in the state through the Mukhyamantri Chiranjeevi Yojana registration means that less people struggle, more people experience good quality healthcare and medical benefits which will lead to an overall better and happier lifestyle for the people within the state of Rajasthan. More people within the state, especially those at the poverty level or even below the poverty level. The people who will generally avail Chiranjeevi Yojana rajasthan will be persons from disadvantaged communities who will individually and also collectively with their family feel the benefits and freedom that they had been lacking in their life. They belong to a sect of society that urgently needs assistance in such areas. Being able to provide this will elevate their position in society and lead to a better society and community as a whole.

Online Availability Of Information Relating To Chiranjeevi Yojana

The state has ensured that all the information relating to the Chiranjeevi Swasthya Bima Yojana is available on the government website, with a message from Ashok Ghelot on the Rajasthan Government site itself relating to the scheme. One may find it easy to find further information about Mukhyamantri Chiranjeevi Yojana registration through this website, more information about government run hospitals, zilas amongst other crucial information related to it. There are also other forms of online communication between the Rajasthani government and the people who may want to avail the Mukhyamantri Chiranjeevi yojna such as press releases related to it on the website to give readers more information about it. On the website, one has access to different statistics related to the Chiranjeevi Swasthya Bima Yojana as well. Registered beneficiary families for example because of the scheme are 13,782,951. These statistics are easy to see and the website is very easy to use in order to understand the Chiranjeevi Swasthya Bima Yojana.

Conclusion

The saying often goes, ‘health is wealth’. Health, truly is in many ways, wealth, but we actually do in real life require wealth and financial funds to support our own health and maintain it many times. Health insurance is important because it ensures further than just the health of the people who are benefited by the respective insurance program. It ensures well-being of a community as a whole, which allows it to grow, develop and allows the citizens of a state or country to have a higher quality of life as without good health we would not be able to do anything and even if we would we would not be able to be as productive, interact with our society and function as well as citizens. Thus, health insurance gives this assurance that people will have something to fall back on in case something goes wrong with them health-wise, they will be able to deal with it and pay for those medical expenses. Learning more about schemes like the Chiranjeevi Yojana (also often called by Indians as Chiranjeevi Yojana, Raj Chiranjeevi Yojana, Chiranjeevi Bima Yojana, Chiranjeevi health insurance scheme, Chiranjeevi Swasthaya Yojana, Chiranjeevi Mukhyamantri Yojana, Chief Minister Chiranjeevi health insurance scheme, and Chiranjeevi Swasthya Bima Yojana) is important for the progress of the country even if it is only applicable to the permanent residents of one state. If schemes like this are applied in other states and locations within the country, we will be able to provide great healthcare to all sections of society. The Chiranjeevi Swasthya Bima Yojana is a positive move by the Rajasthan government and may serve as an example to others not only in the medical field but also in other philanthropic fields that seek to serve and better the lives of others. It is an executing time for the field of healthcare because of the strides we have made in India to improve medical assistance. Even with such a big population, now considered to possibly be the largest in the world, we have put together such great healthcare systems and schemes which is commendable and will be sure to do so in the future as well, developing further and further in this area and as a nation.

Additionally, often times one might find it difficult to fund their treatment with just government support, and in such cases, fundraising and crowdfunding websites is the perfect way to raise funds and one can easily raise funds online nowadays with platforms like Impact Guru.