What is the Mukhyamantri Amrutam Yojana Scheme?

Schemes for citizens of any country are important. Governments make them of different countries, states, and regions to assist citizens with issues they may face. Citizens may also face health-related issues at times. The Mukhyamantri Amrutam Yojana Scheme is an important scheme that has been introduced for the people of the state of Gujarat. This is an important scheme that was initially launched only to assist needy people that fall under the lowest income groups or Below the Poverty Line (BPL). However Mukhyamantri Amrutam Yojana Scheme now also assists lower-middle-class families who may be in need. Mukhyamantri Amrutam Yojana Scheme is a health scheme that is important to patients and pays for diagnostic tests for their post-hospitalization care, assisting a lot of people to be able to receive good quality and timely medical assistance without any hassle.

MA Amrutam card

Some schemes offer cards to its beneficiaries. For health-related schemes, people may have to carry these cards with them to treatments. The cards contain all the necessary information relating to the patient. People who take up the Mukhyamantri Amrutam Yojana Scheme may also get a MA Amrutam card. Through the MA Amrutam card, a person may be able to avail of any necessary Mukhyamantri Amrutam Yojana benefits. Before a person gets the MA Amrutam card, they will first have to check their eligibility and then register for the scheme. Once the application is approved, they will be able to get the MA Amrutam card and make use of it accordingly. 

MA Amrutam card limit

There may be an MA Amrutam card limit. This is relevant to people that may meet the eligibility terms of the Mukhyamantri Amrutam Yojana scheme or are already beneficiaries of it. The MA Amrutam card limit may differ depending on the person or persons enrolled in the Mukhyamantri Amrutam Yojana Scheme. 

Enrolling a family’s annual income must be less than ₹4 lakhs. If a primary beneficiary of the Mukhyamantri Amrutam Yojana Scheme is a senior citizen, then the yearly permissible MA Amrutum card income limit for a family becomes ₹6 lakhs.

MA Amrutam card disease list 

A person may access the MA Amrutam card disease list to know what diseases the Mukhyamantri Amrutam Yojana Scheme covers. They may have different health-related needs that different schemes may serve. The MA Amrutam card disease list may make it clear for a person if the Mukhyamantri Amrutam Yojana Scheme is suitable for them or not, depending on their medical needs. 

Mukhyamantri Amrutam Yojana benefits may afford financial coverage for the following medical procedures for all eligible persons:

  • General medicine
  • Neonatal packages
  • Surgeries:
  • General surgery
  • Plastic surgery
  • Burns
  • Cardiothoracic and vascular surgery
  • Neurosurgery 
  • Organ transplant 
  • Oral and maxillofacial surgery
  • Knee and hip replacement
  • Pediatric surgery
  • Surgical oncology
  • Renal surgery

Other procedures may also be covered:

  • Cardiology
  • Ophthalmology
  • Medical oncology
  • Nephrology
  • Neurology
  • Orthopedics and polytrauma
  • Mental disorder 
  • Radiation oncology
  • Obstetrics and gynecology
  • Emergency room packages

Mukhyamantri Amrutam Yojana benefits 

There are some notable Mukhyamantri Amrutam Yojana benefits. To avail of the Mukhyamantri Amrutam Yojana benefits, a person must meet the Mukhyamantri Amrutam Yojana eligibility criteria. 

The Mukhyamantri Amrutam Yojana scheme benefits are:

  1. Tertiary care may be given to people of Gujarat that belong to the BPL or Below the Poverty Line category
  1. One may be afforded Cashless medical consultation, treatment, hospitalization, surgical treatment, and therapy through the scheme 
  1. 1,763 medical procedures, as well as their follow-up, are covered 
  1. A person can receive cashless treatment of up to an amount of INR 5 lakh 
  2. INR 300 may be beneficiaries to cover transport charges for every visit that a person may make to the empanelled or listed hospitals 
  1. Families annual income of up to INR 4 lakh per annum may also be able to take advantage of the Mukhyamantri Amrutam Yojana scheme

Mukhyamantri Amrutam Yojana eligibility 

Every scheme has some kinds of criteria that a person must meet in order to be eligible for it. This is because a scheme may only focus on a particular gorup that it seeks to benefit. To avail of Mukhyamantri Amrutam Yojana benefits, a person must meet the Mukhyamantri Amrutam Yojana eligibility criteria. 

Mukhyamantri Amrutam Yojana eligibility criteria are:

  1. Families who have annual income of up to the amount of INR 4 lakhs
  2. Reporters that are accredited 
  3. The person must be a U-win cardholder
  4. All Accredited Social Health Activist (ASHA) workers in both urban and rural locations
  5. People whose information is currently on the BPL or Below the Poverty Line list for their district 
  6. Employees that belong to classes 3 and 4, appointed by the state government and have a fixed pay
  7. Elderly persons belonging to households that have a yearly income that amounts to Rs. 6 lakh.

How can a person check if they are eligible to take up the Mukhyamantri Amrutam Yojana scheme?

A person may want to check the eligibility criteria before they enroll for the Mukhyamantri Amrutam Yojana scheme. Government authorities such as the Taluka and Civic Centres maintain a list of families that may be able to take up the Mukhyamantri Amrutam Yojana scheme. Families who have annual income of less than INR 4 Lakhs are usually included in this list. The same list may also be accessible online. One may visit the Gujarat website (http://www.magujarat.com/) to determine if theft is eligible for the scheme. This scheme is dynamically generated based on the income certificates of every family.

Does the person have to pay a fee to enroll themselves for the Mukhyamantri Amrutam Yojana scheme?

One may want to know if they must pay extra money to enroll in the Mukhyamantri Amrutam Yojana scheme. The person wishing to enroll in the scheme will not have to pay any fee to enroll under Mukhyamantri Amrutam Yojana Scheme. They may follow the process for application and enrolment, after which they may avail of Mukhyamantri Amrutam Yojana benefits. 

Is the Mukhyamantri Amrutam Yojana scheme cashless?

Yes, the Mukhyamantri Amrutam Yojana scheme is cashless. This means that no cash transactions will have to be done to provide the scheme’s beneficiaries with medical services or benefits. The patient may approach an empanelled hospital, which is a hospital that belongs to the list of all the hospitals that come under the Mukhyamantri Amrutam Yojana scheme in the region of Gujarat. The Government of Gujarat covers all their medical expenses through the scheme in a cashless way. 

The beneficiaries of the Mukhyamantri Amrutam Yojana scheme will be afforded cashless treatment. The treatments that the administration of the state will cover will be up to INR 5 lakh. The Mukhyamantri Amrutam Yojana scheme aims to ensure that as many people as possible get good quality, hassle-free, and timely treatment in a cashless way. The government will also provide coverage that may be incurred concerning transport charges of Rs 300 for every trip a person may make to avail of medical services from an empanelled hospital under the Mukhyamantri Amrutam Yojana scheme.

Exclusions to the Mukhyamantri Amrutum Yojana?

There are several treatments one may be able to be afforded as per the MA Amrutam card disease list. However, there are also some notable exclusions to the scheme as well. The scheme does not cover these exclusions, and if a person would like to avail of them, they have to pay for it on their own or avail of some other scheme that they may be eligible for and cover the costs of. 

The exclusions of the Mukhyamantri Amrutam Yojana scheme are mentioned below:

  1. Cosmetics treatments like plastic surgery may be primarily done to enhance one’s appearance
  2. Procedures that are considered non-urgent

When was the Mukhyamantri Amrutam Yojana launched?

The Mukhyamantri Amrutum Yojana is a health insurance scheme that assists people on a state level. The Mukhyamantri Amrutam Yojana was launched by the Government of Gujarat on September 4, 2012, to primarily assist people who fall below the poverty line and are considered BPL (Below the Poverty Line) by the necessary authorities. 

When and why was the Mukhyamantri Amrutam Yojana scheme extended to assist people from lower-middle-income families?

People considered lower middle class may face problems when affording necessary medical treatments. Medical treatments are The scheme was eventually extended to cover people who belong to the lower middle-income strata in Gujarat in August 2014. 

Documents Required for Mukhyamantri Amrutum Yojana

A person that meets all the Mukhyamantri Amrutam Yojana eligibility criteria may need to produce some documents before they avail of the Mukhyamantri Amrutam Yojana benefits. It may be good to be informed about the documents required for the Mukhyamantri Amrutum Yojana scheme.

The required documents for the Mukhyamantri Amrutam Yojana scheme are:

  1. Some form of Identity Proof could be a person’s Adhaar Card, PAN Card, Voter ID Card, or Driving License
  2. Address Proof, such as a ration card, electricity bill, etc. 
  3. BPL Certificate, which indicates that a person is considered to be Below the Poverty Line
  4. Certificate of Income of the concerned person 
  5. A photograph that is passport sized 
  6. The mobile number of the person

Mukhyamantri Amrutum App

Apps are a convenient way to make different services and schemes available. One can do so with an app for the Mukhyamantri Amrutam Yojana scheme as well. The Mukhyamantri Amrutum Vatsalya App is available to people who want access to the scheme on their phones. This may include services, information, assistance, etc., related to Mukhyamantri Amrutam Yojana Scheme. If a person faces any urgent medical issues, they may be able to use the app for help. The application will help them locate the closest hospital that may provide services to them through the Mukhyamantri Amrutam Yojana Scheme. 

How can a person make a claim for the Mukhyamantri Amrutum Yojana?

Settling a health claim under Mukhyamantri Amrutum Vatsalya Yojana can be done with ease. This is a straightforward and fast process that should not cause you too much burden. One may understand the following steps to know how the citizens of Gujarat are availing of the benefits of the scheme: 

  • Step 1: Visit a hospital that comes under the Mukhyamantri Amrutam Yojana scheme and submit the necessary QR card, which will be used for verification
  • Step 2: The verification process is usually not lengthy, and the person may be able to get cashless treatment soon
  • Step 3: After the treatment of the patient has concluded, the authorized department of the hospital where they have had their treatment will send the necessary details about the medical expenses to the insurer
  • Step 4: The details that have been given will be verified by the insurance company 
  • Step 5: The claim may then be accordingly settled between the insurance company and the concerned hospital

What hospitals are empanelled under the Mukhyamantri Amrutam Yojana scheme?

The assistance to eligible persons through a healthcare scheme may be available in some particular hospitals. These hospitals that may offer the benefits of a healthcare scheme are called empanelled hospitals. Some hospitals are empanelled under the Mukhyamantri Amrutam Yojana scheme as well. One can receive financial assistance along with other benefits for the necessary medical treatment through them.

Some empanelled hospitals that may provide the benefits of the Mukhyamantri Amrutam Yojana scheme are: 

  1. Ayushman Surgical Hospital
  2. Sita Superficiality Hospital
  3. The Gujarat Cancer and Research Institute
  4. Himalaya Cancer Hospital
  5. Institute of Kidney Diseases and Research Center
  6. Bodyline Hospital
  7. Rhythm Heart Hospital
  8. Unicare Hospital
  9. Adani Institute of Medical Sciences
  10. Sri Sathya Sai Heart Hospital

One may download the Mukhyamantri Amrutum App to access the entire list of empanelled hospitals and find a hospital where they may be able to access 

What is the use of a taluka kiosk?

A Taluka kiosk may be useful for issuing, renewing, or replacing the MA Amrutam card. A taluka kiosk may help issue the MA Card for those who meet the Mukhyamantri Amrutam Yojana eligibility criteria. The person that has applied for the scheme may have to get all the beneficiaries to the taluka kiosk when they are enrolling for the Mukhyamantri Amrutam Yojana scheme. After the MA Amrutam card has been issued to all the eligible people, the taluka kiosk is said to be the point of contact for all the beneficiaries of the Mukhyamantri Amrutam Yojana scheme to resolve queries or problems they may have that are related to the Mukhyamantri Amrutum Yojana Scheme. 

The renewal process for the MA Amrutam card

There is a period after which a person will be required to renew their MA aMRUTAM card to avail of its benefits. The MA Amrutam card needs to be renewed after a period of three years by the beneficiary. A person can call customer care or visit the nearest designated taluka kiosk with their income certificate and previous MA Amrutam card in case they would like to renew it.  

You need the following documents when renewing the MA health card:

  1. Certificate of Income 
  2. An existing MA Card
  3. Empanelled Hospital list for the Mukhyamantri Amrutum Yojana Scheme

What must I do if I damage or misplace my MA Amrutam card?

A person may damage or misplace their MA Amrutam Card. In this situation, they may approach a taluka kiosk that is close to them. The taluka kiosk has the necessary facilities to be able to issue a new MA Amrutam Card and will be able to issue a new MA Amrutam Card for a person in no time. This is a quick and convenient process.

How can a person modify or change details in their MA Amrutam Card?

A taluka kiosk may assist a person if they want to modify the details in the MA Amrutam Card issued to them and are currently using. There may be a couple of situations where one may wish to change the details that have been provided on a MA Amrutam Card. For example, suppose an eligible member who holds an MA Amrutam Card passes away. In that case, the taluka kiosk may help replace the details provided on the card with a new family member. 

How many family members can avail of the scheme benefits?

A person with a big family may hope that a scheme they are taking up may apply to all their family members. This would reduce their stresses related to meeting the medical needs of all their family members, allowing them to focus on other things. Only five family members can avail of the benefits under the scheme. If the number of members in a family is five or less than five, all of that family members may be able to avail of Mukhyamantri Amrutam Yojana Scheme benefits.

For how many days may a person avail of additional services under the scheme?

A person that meets the Mukhyamantri Amrutam Yojana eligibility criteria may be able to avail of additional services under it if needed. This is important as a person may have to pay huge sums for post-hospitalization treatment and services which may be . The scheme may cover medical services for a patient 15 days after hospitalization. 

Additional assistance is given to beneficiaries

There may be some additional perks for beneficiaries of the Mukhyamantri Amrutam Yojana scheme. Recently, a function was held for beneficiaries to provide them additional benefits. This function was held in Gandhinagar and attended virtually by Prime Minister Narendra Modi. The event was held to distribute newly printed Ayushman PVC cards to approximately 50 Lakh beneficiaries in the state of Gujarat. The event was held on October 17, 2022. More events like this may occur for beneficiaries as well, which will provide additional assistance and aid for them. 

Helpline number and address to receive assistance for the Mukhyamantri Amrutam Yojana scheme

It is good to have a way to connect with assistance related to a scheme in case a person faces any issues. This may reduce confusion and make the entire process of being a beneficiary of the Mukhyamantri Amrutam Yojana scheme much smoother. A person may call the toll-free helpline number 1800-233-1022, which will connect you and address any questions or problems related to the Mukhyamantri Amrutam Yojana scheme. Aside from this, a person with any issues related to the scheme may be able to write to the necessary officials at [email protected].

The MA app may also assist a beneficiary that needs any help. The MA app is available to download on any Android smartphone. It helps someone locate an empanelled hospital under the Mukhyamantri Amrutam Yojana scheme. This hospital will usually be as close to you as possible. One may also access the entire list of hospitals under the Mukhyamantri Amrutam Yojana scheme if they want to see other hospitals near them. A person using the MA app can find the contact details for the hospital or medical facility they would like to contact and various features of the scheme as well.

A person may also be able to write to the following address:

The Commissioner of Health.

Mukhyamantri Amrutum Yojana,

Block 5, Jivaraj Mehta Bhavan,

Gandhinagar- 382010.

Conclusion 

The National and State Governments should care for the people they administer. The people in a country or a state pay taxes so that their government takes necessary steps to assist them whenever the need arises and provide them with a good quality of life by taking the necessary measures and decisions. The Mukhyamantri Amrutam Yojana Scheme has been a positive step by the Gujarat government, assisting many people in the state and increasing access to good quality health services. Although it was initially developed only to assist people who belong to the Below-The-Poverty Line or BPL population of Gujarat, since the scheme’s benefits were extended to lower-middle-class families, it has also played a major role in improving the quality of life for many people. It has proven to be important not only for the people of Gujrat, that may be in need, but also for everyone in the country. We ensure the country’s progress by ensuring the health of the lower-income strata in India. This is very important to its development, putting us on the path to becoming a developing country. If you need financial support for your needs and treatment, Impact Guru can help you with raising money through online crowdfunding.