Chief Minister Relief Fund Scheme – Eligibility, Benefits & More

The Chief Minister Relief Fund (CMRF) is a scheme that operates in India to relieve some of the financial pressures faced by people within the country. Segments of the populace in India that have been affected by situations of natural calamities that have affected people such as floods, droughts, and fire accidents, among others, will be assisted through this scheme to receive some financial benefits that will help them to overcome such situations, which can often happen all of a sudden and be challenging to pay for, citing the rising costs of healthcare in the nation today.

The administration of the CM Relief Fund may be given to the Chief Minister by Principal Secretary, who is the fund’s Secretary. This is done on an honorary basis. An Officer of the rank of Joint Secretary/ Jt may also offer him honorary assistance.

Read More: Impactguru hospital finder tool India

Who Administers The Chief Minister Relief Fund (CMRF)?

While the benefits that are offered to the beneficiaries through a scheme are important, other aspects, like who administers it, are also significant. While the finance secretary ensures that the CM Relief Fund operates appropriately, the actual CM Relief Fund is administered by the Revenue department of the Government of India.

The finance secretary has certain limitations placed on them due to this. They are not allowed to operate the bank account of CMDRF. They cannot decide to withdraw or transfer the money on their own or by the influence of their department’s adjudicature, as this will only be possible when the Revenue Secretary issues the necessary Government Orders.

Why Medical Crowdfunding Matters Alongside CMRF

Chief Minister Relief Fund (CMRF) provides crucial financial assistance for medical emergencies, but due to high treatment costs, not all families receive enough support in time. This is where medical crowdfunding has become an important lifeline.

Many patients combine government aid with medical crowdfunding to cover expenses such as ICU care, chemotherapy, organ transplants, accident surgeries, neonatal treatment, and long-term rehabilitation. By sharing their story online, families can gather fast support while waiting for government approval or additional funds.

How Medical Crowdfunding Helps Families During Critical Illness

Even with CMRF benefits, expenses like costly medicines, repeated diagnostic tests, and post-hospital care often go beyond what relief funds can cover. Through medical crowdfunding on platforms like ImpactGuru, patients can raise money quickly with transparency—uploading medical proofs, hospital estimates, and regular updates to build trust.

Donors from India and abroad, including NRIs, can contribute instantly through UPI, net banking, cards, and international payment options. This makes medical crowdfunding a practical and reliable option for urgent medical needs.

Donations

The donations are essential to the CM Relief Fund (CMRF) that may be made through a CM Relief Fund P.A.N. number. Grants from different kinds of donors fund the CM Relief Fund (CMRF). The contributions using the CM Relief Fund P.A.N. number are received through cash, money order, cheques, or bank drafts from individuals/institutions/organizations.

They are then cast into the fund for the CM Relief Fund (CMRF). These financial benefactions are exempted from Income Tax under the Sec. 80-G (2) (a) (v) of the Income Tax Rule-1961. Upon donating other recorded details of the donee’s name, the Chief Minister Relief Fund (CMRF), one may be given a CM Relief Fund P.A.N. number upon donating.

Need For Financial Assistance For Different Kinds Of Calamities

When we think about calamities, we generally think about tsunamis, floods, and droughts in arid regions. However, there are also calamities like the coronavirus pandemic, which was explicitly caused by a virus and became the world’s biggest healthcare calamity at that time. The financially and socially stable persons found it much easier to deal with this situation.

However, those that needed more financial means to cover the payment of such diseases struggled a lot. When the prices of oxygen cylinders went up sharply, for example, during the coronavirus pandemic, in some places, oxygen cylinders were even being sold for multiple lakh rupees.

Those who could not afford them were passing away or dealing with some unhelpful alternatives. Similar things happen when natural calamities and disasters such as floods and droughts occur. Emergency assistance schemes such as CM Relief Fund (CMRF) that can provide both immediate as well as longer-term support and recovery to those belonging to vulnerable communities in challenging times are critical through the CM Relief Fund P.A.N. number and address.

States where CMRF is popular

The Chief Minister Relief Fund (CMRF) is used across India, but it is especially popular in states like Maharashtra, Karnataka, Tamil Nadu, West Bengal, Telangana, Bihar, and Kerala. These states have a large population relying on government hospitals, which makes CMRF a crucial support system for medical emergencies, cancer treatment, accident cases, and major surgeries.

State governments also actively promote their CMRF portals, helplines, and assistance programs, helping eligible patients access timely financial support when facing high medical expenses.

Combining CMRF Support With Medical Crowdfunding for Faster Treatment

For many families, the smartest approach is using both government schemes and medical crowdfunding together. While CMRF applications may take time to process, medical crowdfunding helps bridge the immediate financial gap. Patients admitted in government hospitals, charitable hospitals, and even top-tier private hospitals often start a fundraiser so treatment doesn’t get delayed. By sharing their verified documents and hospital letters, families build strong credibility and significantly improve their chances of receiving help.

Who Is Relief Offered To Through The Chief Minister Relief Fund (CMRF)

Relief is offered to victims of natural disasters, for being able to receive different kinds of medical treatments, to different types of public institutions that have been affected by some natural calamities, to public institutions that are deemed suitable by the chief minister for receiving the benefits of CM Relief Fund (CMRF).

This is given to persons struggling and impoverished due to circumstances arising from old age and physical disability. For any other reason, a person may be deemed suitable to receive assistance through the Chief Minister Relief Fund (CMRF) by the Chief Minister. Donations may be made using a
CM Relief Fund P.A.N. number.

Explore Patient Care Guides

Assistance Through The Chief Minister Relief Fund (CMRF) To People That Have Lost A Family Member

The Chief Minister Relief Fund (CMRF), through its donors that give specific amounts of money by using their CM Relief Fund P.A.N. number and address, seeks to also provide relief to families of those persons who have been killed due to varying natural calamities such as flood, drought, cyclone, earthquake and also in certain artificial disasters. Financial assistance or some ex-gratia may also be provided to the victims or next of kin of victims of major road accidents, riots, etc., who have since passed away due to these circumstances.

An initiative called “Mahaprayan” has been started to relieve people from having to transport the body of a person who passed away from where they passed out to where their last rites will be performed. Hearse vehicles have been assigned to fulfill this task and help those unable to make these kinds of arrangements for their family members. These hearse vehicles have been provided out of CMRF resources of CMRF to district hospitals and medical College hospitals, among others.

Eligibility Criteria For CMRF Scheme

Before availing of the benefits of the Chief Minister Relief Fund (CMRF) made available through donations for the CM Relief Fund providing P.A.N. number, one may have to check if they are eligible for this scheme or not based on the stated conditions.

The people eligible for the Chief Minister Relief Fund (CMRF) will be those families that are B.P.L. or considered to be Below the Poverty Line, or a family that needs financial assistance for critical illness is only eligible to seek relief from CMRF. An application has to be submitted for the same.

The applicant must submit certain documents involving an application with a BPL card, an Aadhar card, an Original e-income Certificate, and an RSBY/ BKKY Card. The rules of the scheme are shaped in a particular way to provide financial assistance to the poorest of the poor people, people who are regarded as eligible unemployed, patients who have been or are currently undergoing some treatment or preferably suffering from deadly diseases, qualified people with disabilities or on the accidental death of the head of the family or the earning member of the family

The family that is considered BPL or Below The Poverty Line must also submit certain specific documents. These documents are an application with a BPL card, EPIC and Aadhar card, Final Bills in original, and the person’s Discharge summary. If the concerned patient wants to take the treatment, then instead of the final bills and discharge summary, they may submit an estimate from the hospital for the treatment. It shall be noted that the Medico-Legal Cases are not entertained for the sanction of relief under CMRF.

Why More Families Are Turning to Medical Crowdfunding

Healthcare costs in India continue to rise, and most households do not have insurance coverage large enough to handle major illnesses. This is why medical crowdfunding has become widely accepted—not just as a last resort but as a mainstream financial tool.

It empowers families to raise funds without loans or long-term debt, while also creating awareness about their medical condition. When used alongside government relief funds like CMRF, it ensures patients get immediate and sustained support throughout the treatment journey.

How To Donate Money Towards The Chief Minister Relief Fund (CMRF)

Philanthropy is a pertinent concept for helping others through the Chief Minister Relief Fund (CMRF). Donations for the Chief Minister Relief Fund (CMRF) are accepted online. One can access the donation form online easily with a device that connects to the internet and donate to the CM Relief Fund by providing a P.A.N. number and address.

Once the person that has accessed the form has completed it, they can move to the payment gateway that allows them to make a payment through the net banking process. To donate to the Chief Minister Relief Fund (CMRF), all significant kinds of credit and debit cards may be accepted. One may also be able to make a monetary donation from a foreign country exempted from the Foreign Contribution (Regulation) Act of 2010.

The Chief Minister Relief Fund (CMRF) is primarily gathered through gifts given by different kinds of people by providing a CM Relief Fund P.A.N. number and address. These people may include industrialists, service organizations, and N.R.I., among other persons, groups, or organizations. They are essential to running this scheme and how much assistance can be given to others through it.

These funds collected from these particular groups or individuals are put forth to assist those in need. All the contributions towards CMRF are tax-exempt under section 80(G).

Check your estimated medical expenses instantly using the Disease Cost Calculator.

Right To Information Act And Chief Minister Relief Fund (CMRF)

Information is essential for any scheme or issue affecting a citizen of India, primarily if they reside within the country and take up the schemes and financial assistance that may be available to eligible persons within the country. The citizens of India have a right to information from the Government.

The Right To Information Act 2005 is an important act that states that a body of Government must reply as soon as possible to any request for information about anything related to the Government and the running of the country. This Act assists in setting out the practical regime of the right to information for citizens so that they can access information that public authorities may control.

Suppose someone has queries about the Chief Minister Relief Fund (CMRF). In that case, they may feel free to approach the government authorities and ask relevant questions if necessary. The Bill relating to the Right To Information was passed by the Parliament of India on 15 June 2005. This Bill came into effect on 12 October 2005. Each day, about over 4800 RTI applications are filed.

The Right To Information Act has been an essential instrument for the country’s citizens to ask questions from the Government, whose work has been more transparent due to this. The Right To Information act was shaped to fortify the fundamental right in the Indian constitution, ‘ freedom of speech. The right to information is inferred from the Right to Freedom of Speech and Expression under Article 19 of the Indian Constitution. In the first ten years of the commencement of the Act, over 17,500,000 applications had been filed.

Impact starts with a simple referral.
Share ImpactGuru with anyone seeking financial help for treatment. Become a referral partner and contribute to meaningful change. Join the ImpactGuru Referral Program today!

Conclusion

In conclusion, the various different financial challenges faced by sensitive parts of the population of India during natural disasters may be addressed through this scheme. Therefore, this scheme ensures the country’s smooth running and provides a fallback for those in challenging financial circumstances.

The process of donating is simple and easy to understand CM Relief Fund P.A.N. number. The Chief Minister Relief Fund (CMRF) offers people who belong to countries like India a structure initiated and run by the administration in a safe and easy-to-understand manner, allowing them to regain their stance in case they have to deal with unforeseen circumstances of natural disasters. Through the scheme, the citizens that may be struggling less may be able to aid those who have less than them.

Through this scheme, a positive movement is established in the country of others helping others, even if they may not know them but only simply because they are other fellow citizens who have suffered from some unforeseen causes like natural disasters, allowing the different communities belonging to the country to be more aware of the issues others face being kinder to each other and by doing all this, finally push forth the ideology and movement that is related to the idea of philanthropy.

If you need financial support for your needs and treatment, Impact Guru can help you with raising money through online fundraising.

FAQs