Quick Summary

  • Maharashtra has over 281 CGHS empanelled hospitals and diagnostic centres, making it one of the most well-covered states under the Central Government Health Scheme, with Mumbai alone hosting 95+ empanelled hospitals.
  • CGHS benefits cover central government employees, pensioners, and their dependents for cashless and reimbursement-based treatment at approved facilities.
  • The state falls under the CGHS Mumbai zone, which covers six cities: Mumbai, Pune, Nagpur, Nashik, Chhatrapati Sambhajinagar, and Chandrapur.
  • For planned treatments, a referral from your designated CGHS wellness centre is required; emergency cases can be admitted at any empanelled hospital without prior referral.
  • When treatment costs exceed CGHS coverage or a required hospital is not on the empanelled list, platforms like ImpactGuru medical crowdfunding have helped thousands of families raise funds quickly for critical care.

Introduction

If you are a central government employee or pensioner living in Maharashtra, the Central Government Health Scheme (CGHS) is one of the most valuable benefits you have access to. It covers you and your dependent family members for a wide range of medical treatments, from routine OPD consultations to major surgeries, at government-approved rates across a network of empanelled hospitals.

But navigating that network can be confusing. Which hospitals are covered in your city? Do you need a referral every time? What happens if the hospital you trust is not on the CGHS list? This guide answers all of that. We have compiled the most up-to-date information on CGHS empanelled hospitals in Maharashtra across all major cities so you can plan your healthcare without last-minute surprises.

Note: Empanelment status changes periodically. Always verify the current status of any hospital on the official CGHS website at cghs.gov.in before visiting.

What Is CGHS, and Who Can Use It in Maharashtra?

The Central Government Health Scheme is a health coverage programme run by the Ministry of Health and Family Welfare. It is available to:

  • Serving central government employees and their dependent family members
  • Central government pensioners and their dependents
  • Members of Parliament (current and former)
  • Certain autonomous body employees are covered under the scheme.

In Maharashtra, CGHS operates across six cities: Mumbai, Pune, Nagpur, Nashik, Chhatrapati Sambhajinagar, and Chandrapur. Collectively, these cities have over 281 empanelled hospitals, eye centres, diagnostic centres, and dental clinics. Beneficiaries carry a CGHS card that enables cashless treatment at any of these facilities or reimbursement for expenses at non-empanelled facilities in specific situations.

CGHS Empanelled Hospitals in Mumbai 2026

Mumbai is the largest CGHS city in Maharashtra by both population and network size. As of 2026, there are 171 CGHS empanelled facilities in Mumbai, including 95 hospitals, 56 eye centres, 9 diagnostic centres, and 11 dental clinics. Of these, 102 hold NABH or NABH+NABL accreditation, a strong quality indicator.

Some of the key CGHS empanelled hospitals in Mumbai include:

  • Bombay Hospital, Marine Lines (NABH-accredited, multi-specialty)
  • Nanavati Max Super Speciality Hospital, Vile Parle West (NABH accredited)
  • Fortis Hospital, Mulund (NABH-accredited)
  • HCG Cancer Centre, Borivali (NABH-accredited, oncology specialty)
  • HCG ICS Khubchandani Cancer Centre, Cooperage (NABH-accredited)
  • Kokilaben Dhirubhai Ambani Hospital, Andheri West (NABH-accredited)
  • Apex Hospitals, Kandivali East (NABH-accredited)
  • Apex Multispeciality Hospital, Borivali (NABH-accredited)
  • Kaizen Super Speciality Hospital, Thane West (NABH-accredited)
  • Cellcure Cancer Centre, Ghatkopar (NABH-accredited)

Mumbai is also covered by 29 CGHS wellness centres (dispensaries) spread across the city, which serve as the first point of contact for referrals.

List of CGHS Hospitals in Pune for Government Employees

Pune is the second-largest CGHS city in Maharashtra. As of 2026, there are 99 CGHS empanelled facilities in Pune, which include 72 hospitals, 19 eye centres, 3 diagnostic centres, and 5 dental clinics. Of these, 38 facilities hold NABH or NABH+NABL accreditation.

Key CGHS empanelled hospitals in Pune include:

  • Jehangir Hospital, Sassoon Road, is one of Pune’s most established multi-specialty hospitals
  • Deenanath Mangeshkar Hospital, Erandawne (NABH-accredited, multi-specialty)
  • Noble Hospital, Hadapsar (multi-specialty, NABH accredited)
  • Lokmanya Hospital, Nigdi – serves the Pimpri-Chinchwad corridor
  • Medipoint Hospital, Aundh-Baner Road
  • Ruby Hall Clinic, Sassoon Road (NABH accredited)
  • Inamdar Multispecialty Hospital, Fatima Nagar
  • Inlaks and Budhrani Hospital, Koregaon Park
  • N.M. Wadia Institute of Cardiology, Sassoon Road (cardiac specialty)

Pune is part of the CGHS Mumbai zone, meaning beneficiaries posted in Pune can also access empanelled hospitals in Mumbai and other zone cities when needed.

How to Find CGHS-Approved Hospitals in Nagpur and Nashik

Nagpur

Nagpur serves as the CGHS hub for Vidarbha. There are 101 CGHS empanelled facilities in Nagpur, which include 65 hospitals, 20 eye centres, 6 diagnostic centres, and 10 dental clinics. Of these, 65 facilities hold NABH or NABH+NABL accreditation. The city has a growing network of empanelled hospitals covering general medicine, oncology, orthopaedics, and cardiac care. Key empanelled facilities in Nagpur include:

  • Alexis Multispeciality Hospital (NABH accredited)
  • Wockhardt Hospital, Nagpur
  • Orange City Hospital and Research Institute (NABH-accredited)
  • Care Hospital, Nagpur (multi-specialty)

Nashik

Nashik has a more focused CGHS network catering to central government employees in the region. There are 22 CGHS empanelled facilities in Nashik, which include 15 hospitals, 2 eye centres, 1 diagnostic centre, and 4 dental clinics. Of these, 16 facilities hold NABH or NABH+NABL accreditation. Major empanelled hospitals in Nashik include:

  • Wockhardt Hospital, Nashik
  • Lifeline Hospital, Nashik
  • Apple Saraswati Multispeciality Hospital (NABH accredited)
  • Horizon Hospital, Nashik

Chhatrapati Sambhajinagar (Aurangabad) and Chandrapur

As of 2026, there are 10 CGHS empanelled facilities in Chhatrapati Sambhajinagar, which include 5 hospitals, 4 eye centres, 0 diagnostic centres, and 1 dental clinic. Of these, 5 facilities hold NABH or NABH+NABL accreditation.

To get a complete, updated list for any city, visit cghs.mohfw.gov.in, click on Beneficiaries, then Empanelled Hospitals and Rates, and select your city from the dropdown.

CGHS Maharashtra: City-Wise Quick Reference Table

CityTotal FacilitiesHospitalsEye CentresDiagnostic CentresDental Clinics
Mumbai1719556911
Pune99721935
Nagpur1016520610
Nashik2215214
Chhatrapati Sambhajinagar1054–1

Note: Nagpur, Nashik, and smaller city figures are approximate. Verify exact counts at cghs.mohfw.gov.in as empanelment is updated regularly.

How Does the CGHS Referral System Work in Maharashtra?

This is one of the most common sources of confusion for CGHS beneficiaries, so here is a clear breakdown:

For planned treatments (non-emergency): You need to visit your assigned CGHS wellness centre first. The medical officer there will examine you and, if required, issue a referral to a CGHS empanelled specialist or hospital. Treatment at the empanelled hospital is then cashless up to CGHS-approved package rates.

For emergency admissions: You can directly go to any CGHS empanelled hospital in Maharashtra without a prior referral. Inform the hospital of your CGHS beneficiary status at the time of admission.

For treatment at non-empanelled hospitals: You may still claim reimbursement in certain circumstances, but the process is more involved and subject to approval. CGHS-approved rates will apply, and any amount beyond that is borne by you.

It is worth noting that CGHS package rates, while standardised, do not always cover the full cost of complex treatments at premium private hospitals. Costs like advanced oncology protocols, organ transplants, or long-term ICU care can exceed what CGHS reimburses, leaving families to cover a significant gap.

What to Do When CGHS Coverage Is Not Enough for Treatment

This is a situation that more families face than people realise. A government employee is diagnosed with cancer, a parent needs a kidney transplant, or a child requires a rare surgery, and the CGHS package covers only a portion of the actual cost.

When that happens, many families in Maharashtra have turned to ImpactGuru, one of India’s leading medical crowdfunding platforms, to bridge the gap. An ImpactGuru fundraiser allows you to share your treatment story with your network and receive direct contributions from well-wishers, friends, family, colleagues, and even strangers who want to help.

Setting up an ImpactGuru fundraiser takes a few minutes; there is no minimum fundraising target, and funds can be withdrawn as they come in, which matters a great deal when a family is managing active hospital expenses.

Whether the situation involves a shortfall in CGHS reimbursement, a non-empanelled hospital being the only viable option for a specific procedure, or simply the need for faster financial access during a medical crisis, emergency fundraising through ImpactGuru has become a practical safety net for many central government families.

How to Use Your CGHS Card at Empanelled Hospitals in Maharashtra

Using your CGHS benefits correctly saves you both time and money. Here is a step-by-step guide:

  1. Identify your CGHS wellness centre: Every beneficiary is assigned a dispensary based on their area. This is your mandatory first stop for non-emergency care.
  2. Get a referral for specialists or hospitals: The dispensary medical officer will refer you if your condition requires specialist care or hospitalisation.
  3. Visit the empanelled hospital: Carry your original CGHS card, referral letter, and a valid photo ID.
  4. Confirm cashless treatment at the billing counter: The hospital will treat you under CGHS rates without upfront payment (for covered procedures).
  5. For any co-payments or uncovered charges: Understand these upfront from the billing department before treatment begins.
  6. For reimbursement claims: Submit bills, prescriptions, and discharge summaries to your CGHS wellness centre within 30 days of discharge.

The CGHS 24×7 helpline number is 1800-208-8900 (toll-free) for any assistance.

Conclusion

Maharashtra’s CGHS network is one of the most extensive in the country, with over 281 empanelled facilities spread across Mumbai, Pune, Nagpur, Nashik, and beyond. For central government employees and pensioners, this network provides meaningful access to quality healthcare without the burden of out-of-pocket costs, as long as you understand how the referral system works and which hospitals fall within your zone.

That said, healthcare costs, especially for serious conditions, can go beyond what any government scheme fully covers. If you or someone in your family is facing a medical expense that CGHS cannot fully absorb, remember that options like raising funds via ImpactGuru exist precisely for these moments. Thousands of families have successfully funded cancer treatment, transplants, and critical surgeries through an ImpactGuru fundraiser, often raising what they needed within days.

Bookmark this guide, verify hospital details at cghs.mohfw.gov.in before any planned visit, and know that both your CGHS benefits and the support of India’s crowdfunding community are available to you when it matters most.

CGHS empanelled hospitals in Maharashtra, Impact Guru
Written By Navpreet Kaur Padda

Navpreet Kaur is a Healthcare Research Analyst at ImpactGuru, creating educational and informational content focused on healthcare awareness, medical fundraising, and patient support in India.