CGHS Empanelled Hospitals in Bangalore: 2026 Guide

Quick Summary

• Bangalore has 39 CGHS empanelled hospitals and facilities as of 2026, including 12 hospitals (100% NABH accredited), 18 eye centres, 4 diagnostic centres, and 5 dental clinics, making it the primary hub for CGHS beneficiaries across the Bengaluru zone.
• 11 out of 15 CGHS wellness centres in Bangalore are mapped zone-wise in this guide, so you can identify your nearest dispensary and the empanelled hospitals it refers to, critical for first-time CGHS users in the city.
• The CGHS referral process in Bangalore now includes a video call option and proxy referral, a recent simplification that saves beneficiaries a trip to the wellness centre for planned treatments.
• When CGHS package rates fall short for complex treatments, cancer, transplants, or extended ICU stays, families in Bangalore have used ImpactGuru for medical crowdfunding and medical fundraising to bridge the gap quickly.

Introduction

If you are a central government employee or pensioner in Bangalore, you already know that CGHS gives you access to a network of quality hospitals at government-regulated rates. But knowing which hospital to go to, which wellness centre to visit first, and how the referral system actually works in a city as large and traffic-heavy as Bangalore, that is a different matter entirely.

This guide is built specifically for CGHS beneficiaries who need to act, not just research. It maps all 39 empanelled facilities by zone, lists all 11 wellness centres with addresses and phone numbers, explains the referral workflow step by step, details CGHS Tier X rate caps applicable in Bangalore, and tells you exactly how to submit a reimbursement claim at the local CGHS office if needed.

Note: Empanelment status is updated periodically. Always confirm a facility’s current status on the official CGHS portal at cghs.mohfw.gov.in before visiting.

CGHS Empanelled Eye Centres, Dental Clinics, and Diagnostic Centres in Bangalore

The Karnataka sub-pillar page covered all 12 CGHS empanelled hospitals in Bangalore. This section fills in the remaining 27 specialised facilities, the eye centres, dental clinics, and diagnostic centres that beneficiaries frequently need but rarely find listed in one place.

Eye Centres — 18 CGHS Empanelled Facilities

Bangalore has 18 CGHS empanelled eye centres, of which 15 (83%) hold NABH accreditation, one of the highest eye care accreditation ratios among CGHS cities in India. Services covered include cataract surgery, glaucoma management, retina procedures, LASIK, corneal transplants, paediatric ophthalmology, and routine eye examinations. A referral from your wellness centre is required for planned procedures; emergency eye conditions can be treated without prior referral.

Eye Centre	Accreditation	Area
Narayana Nethralaya — Rajajinagar	NABH	North / West Bangalore
Narayana Nethralaya — Koramangala	NABH	South Bangalore
Vittala International Institute of Ophthalmology	NABH	Rajajinagar, West Bangalore
Sankara Eye Hospital	NABH	Varthur Road, East Bangalore
Lotus Eye Care Hospital	NABH	Koramangala
Prabha Eye Clinic and Research Centre	NABH	Jayanagar, South Bangalore
Eye Foundation	NABH	Rajajinagar
Dr. Agarwal’s Eye Hospital — Banashankari	NABH	South Bangalore
Dr. Agarwal’s Eye Hospital — Rajajinagar	NABH	West Bangalore
Kartik Netralaya	NABH	Malleshwaram, North Bangalore
Centre for Sight	NABH	Rajajinagar
NMD Eye Foundation	NABH	Jayanagar
Additional eye centres	QCI / Non-NABH	Various zones

Note: For the complete verified list of all 18 eye centres with current addresses, visit cghs.mohfw.gov.in and filter by Eye Centres under Bengaluru.

Dental Clinics – 5 CGHS Empanelled Facilities

Bangalore has 5 CGHS empanelled dental clinics, of which 3 (60%) hold NABH accreditation. Services covered include scaling, fillings, root canal treatment, extractions, crowns, bridges, dentures, and orthodontic consultations. Routine dental check-ups may be available without a referral at your wellness centre; specialised treatments typically require a referral.

Dental Clinic	Accreditation	Area
Clove Dental — Indiranagar	NABH	East Bangalore
Clove Dental — Jayanagar	NABH	South Bangalore
Clove Dental — Malleshwaram	NABH	North Bangalore
Additional dental clinics	QCI / Non-NABH	Various zones

Note: Verify the current empanelment of all dental clinics at cghs.mohfw.gov.in before visiting.

Diagnostic Centres – 4 CGHS Empanelled Facilities

Bangalore has 4 CGHS empanelled diagnostic centres covering pathology, radiology, and advanced imaging. These are NABL-accredited, ensuring the reliability and accuracy of test results.

Diagnostic Centre	Accreditation	Area
Strand Life Sciences	NABL	Indiranagar, East Bangalore
Metropolis Healthcare	NABL	Multiple branches
Thyrocare Technologies	NABL	Multiple branches
Additional diagnostic centre	NABL / QCI	Verify on the portal

Note: For the most current diagnostic centre list with addresses, filter by Diagnostic Centres under Bengaluru at cghs.mohfw.gov.in.

Zone-wise CGHS Hospitals and Wellness Centres in Bangalore

Bangalore’s notorious traffic makes zone-based planning essential. Here is the complete mapping of all 11 CGHS wellness centres by zone, along with the nearest empanelled hospitals, so you know which dispensary to register at and which hospitals it typically refers to.

North and Central Bangalore

Wellness Centre	Address	Phone	Special Services
WC No. 1 – Shivajinagar	2nd Floor, Ganesh Towers, Infantry Road, Bangalore 560001	080-25588777	Homeopathy, Unani, attached lab, dental unit, specialist OPD (Medical, Eye, ENT, Skin, Child) at Polyclinic
WC No. 2 – Seshadripuram	No. 6, Sameera Complex, 1st Main, Seshadripuram, Bangalore 560020	080-23311492	Allopathy
WC No. 9 – Ganganagar	64/11, HGH Layout, Ganganagar, Bangalore 560032	080-23330320	Allopathy

Nearby Empanelled Facilities	Type	Locality
Vittala International Institute of Ophthalmology	Eye Centre	Rajajinagar
Narayana Nethralaya	Eye Centre	Rajajinagar
Kartik Netralaya	Eye Centre	Malleshwaram
Eye Foundation	Eye Centre	Rajajinagar

West Bangalore

Wellness Centre	Address	Phone	Special Services
WC No. 5 – Vijayanagar	CPWD Quarters, Vijayanagar, Bangalore	080-23351893	Allopathy

Nearby Empanelled Facilities	Type	Locality
Dr. Agarwal’s Eye Hospital	Eye Centre	Rajajinagar
Centre for Sight	Eye Centre	Rajajinagar
M S Ramaiah Hospital	Hospital (cross-zone)	New BEL Road

South Bangalore

Wellness Centre	Address	Phone	Special Services
WC No. 3 – Basavanagudi	Aradhya Complex, Vani Vilas Road, Basavanagudi, Bangalore 560004	080-26673000	Allopathy
WC No. 6 – Jayanagar	No. 190, R V Road, 2nd Block, Jayanagar, Bangalore 560011	080-26570202	Allopathy
Banashankari Allopathy WC	No. 4013/4014, Hosakerehalli Main Road, Girinagar, Banashankari 3rd Stage, near Seetha Circle, Bangalore 560085	080-26793000	Allopathy
Banashankari Ayurvedic WC	Same address as above	080-26793000	Ayurveda

Nearby Empanelled Facilities	Type	Locality
Sagar Hospitals	Hospital	Banashankari
Sagar Hospitals	Hospital	Jayanagar
Sri Shankara Cancer Hospital	Hospital — Oncology	Basavanagudi
Fortis Hospital	Hospital	Bannerghatta Road
Prabha Eye Clinic	Eye Centre	Jayanagar
Lotus Eye Care Hospital	Eye Centre	Koramangala
Narayana Nethralaya	Eye Centre	Koramangala
NMD Eye Foundation	Eye Centre	Jayanagar
Clove Dental	Dental Clinic	Jayanagar

East Bangalore

Wellness Centre	Address	Phone	Special Services
WC No. 4 – Ulsoor	Car Street, Ulsoor, Bangalore 560008	080-25510759	Allopathy
WC No. 8 – Domlur	CPWD GPRA Quarters, Old Airport Road, Domlur, Bangalore 560071	080-25355662	Allopathy, Ayurveda
WC No. 10 – CV Raman Nagar	DRDO Complex, CV Raman Nagar, Bangalore 560093	080-25243236	Allopathy

Nearby Empanelled Facilities	Type	Locality
Vydehi Institute of Medical Sciences	Hospital	Whitefield
Sankara Eye Hospital	Eye Centre	Varthur Road
Strand Life Sciences	Diagnostic Centre	Indiranagar
Clove Dental	Dental Clinic	Indiranagar
AyurVAID Hospital	Hospital — Ayurveda	Domlur
P D Hinduja Sindhi Hospital	Hospital	Sampangi Rama Nagara

South-East Bangalore

Wellness Centre	Address	Phone	Special Services
WC No. 7 – Koramangala	CPWD Complex, GPRA Quarters, Koramangala, Bangalore 560034	080-25539277	Allopathy

Nearby Empanelled Facilities	Type	Locality
HCG Cancer Centre	Hospital — Oncology	Double Road
Sri Sri College of Ayurvedic Science and Research Hospital	Hospital — Ayurveda	Kanakapura Road

Step-by-Step CGHS Referral Process for Treatment in Bangalore

The Routine Path – Planned Treatment

Step 1: Visit your assigned wellness centre 

Every CGHS beneficiary is assigned a wellness centre based on their home address at the time of card registration. If you are unsure which wellness centre is yours, check your CGHS card or call 1800-208-8900.

Step 2: Book your appointment 

You can book in person at the wellness centre, through the Mera Aspataal app (available on Android and iOS), or via the cghs.mohfw.gov.in portal. The Mera Aspataal app allows online appointment booking at CGHS wellness centres and reduces waiting time significantly.

Step 3: Consult the CMO

The Chief Medical Officer at your wellness centre will examine you and, if specialist care is needed, issue a written referral to a CGHS empanelled hospital. Take a printout of this referral.

Step: Proxy referral option 

If you are unable to visit the wellness centre personally, due to hospitalisation, mobility issues, or any valid reason, you can now send someone on your behalf with your documents. The CMO will examine the documents and issue the referral. A video call option is also available in certain situations.

Step 5: Visit the empanelled hospital

Carry your CGHS card, the printed referral letter, and a valid photo ID. Go to the hospital’s CGHS desk on arrival. Most NABH-accredited hospitals in Bangalore have a dedicated CGHS facilitation counter.

Step 6: Confirm cashless treatment 

At the billing counter, confirm that the procedure you require is within the CGHS-approved package rates before it begins. Ask specifically about co-payment requirements for your ward entitlement.

The Emergency Path – Direct Admission

For medical emergencies, you can walk directly into any CGHS empanelled hospital in Bangalore without a prior referral. The hospitals below have 24/7 emergency and trauma services and accept direct CGHS admissions:

• Fortis Hospital, Bannerghatta Road – 24/7 emergency trauma
• M S Ramaiah Hospital, New BEL Road – 24/7 emergency, level 1 trauma centre
• Sagar Hospitals, Banashankari – 24/7 emergency services
• Vydehi Institute of Medical Sciences, Whitefield – 24/7 emergency
• HCG Cancer Centre, Sampangiram Nagar – 24/7 oncology emergency

Inform the hospital of your CGHS beneficiary status at the time of admission, and carry your CGHS card if possible.

CGHS Office Bangalore and How to Submit Reimbursement Claims

The Additional Director, CGHS Bangalore, is the administrative authority for all CGHS matters in Karnataka. Here are the verified contact details:

Additional Director, CGHS Bangalore
3rd Floor, E Wing, Kendriya Sadan, Koramangala, Bangalore 560034
Phone: 080-25502589 / 080-25539058
Email: [email protected]

CGHS Polyclinic – Infantry Road (for specialist consultations and claims)
3rd Floor, Ganesh Towers, Infantry Road, Shivajinagar, Bangalore 560001
Phone: 080-25589225

How to submit a reimbursement claim in Bangalore:

1. Collect all original documents, bills, prescriptions, investigation reports, and discharge summaries from the hospital.
2. Attach a completed CGHS reimbursement claim form (available at your wellness centre or downloadable from cghs.mohfw.gov.in).
3. Attach a copy of your CGHS card, referral letter (for non-emergency cases), and treating doctor’s prescription.
4. Submit the complete set in person at your designated CGHS wellness centre or at the CGHS Polyclinic on Infantry Road, Shivajinagar.
5. Claims must be submitted within 30 days of discharge. Late submissions require a written explanation.
6. Track the status of your claim through the CGHS portal at cghs.mohfw.gov.in under the beneficiary login section.

If a hospital denies cashless treatment despite being empanelled, pay the bill, collect all original receipts, and submit a reimbursement claim immediately. CGHS reimbursement is processed at CGHS-approved package rates; any amount above those rates will not be reimbursed.

CGHS Tier 1 (Class X) Rate Guide for Bangalore Beneficiaries

Bangalore is classified as a Class X (Tier I) city under CGHS, the highest classification in the country, shared with Delhi, Mumbai, Chennai, Kolkata, and Hyderabad. This means beneficiaries in Bangalore get the highest CGHS package rate ceiling per procedure. Here is a quick reference for commonly applicable rates:

Service	CGHS Rate Cap (Bangalore Class X)	Notes
OPD Consultation	Rs 350	Uniform across all cities
Specialist / IPD Consultation	Rs 700	Revised October 2025
General Ward Room Rent	Rs 1,500 per day	As per ward entitlement
Semi-Private Ward Room Rent	Rs 3,000 per day	Subject to grade entitlement
Private Ward Room Rent	Rs 4,500 per day	Subject to grade entitlement
ICU Charges (NABH hospital)	Rs 5,400 per day	Inclusive of room rent
MRI Scan (Brain / Spine)	As per the CGHS diagnostic rate list	Verify at cghs.mohfw.gov.in
CT Scan	As per the CGHS diagnostic rate list	Verify at cghs.mohfw.gov.in

Important notes on the rate table:

• NABH/NABL-accredited hospitals define the baseline (100%) CGHS package rates, while non-accredited facilities are subject to a 15% reduction in their reimbursement caps. Since all 12 primary empanelled hospitals in Bengaluru hold valid NABH accreditation, the standard base rates apply across these networks automatically. Furthermore, officially designated super-specialty hospitals are eligible for an additional 15% premium over the standard NABH base rates for corresponding tertiary specialties.
• Procedure-specific package rates vary dynamically depending on clinical specialty and complexity. The comprehensive schedule of all active procedure codes is transparently accessible via the official CGHS portal under Rates.
• The structural policy revision introduced location-adjusted rate matrices mapped directly to Tier/Class city criteria, with Tier-I (Class X) cities serving as the maximum pricing baseline. To prevent unexpected out-of-pocket expenses, always cross-verify the code-specific package rates with your local wellness centre or directly at the empanelled hospital’s dedicated CGHS helpdesk before scheduling a planned treatment.

When CGHS Package Rates Are Not Enough

Even at Tier X rates, Bangalore’s premium hospitals can bill significantly beyond CGHS ceilings for complex or prolonged treatments. Procedures like bone marrow transplants, long-term cancer therapy, or multi-organ surgeries at hospitals like Fortis or HCG can leave families managing a substantial financial shortfall after reimbursement.

In these situations, crowdfunding for medical treatment has become a practical option for many families. Platforms built specifically for online crowdfunding in India, like ImpactGuru, allow CGHS beneficiaries to raise funds from their personal network and from donors across the country, with no minimum target and funds transferred as contributions come in.

Whether the gap is a co-payment shortfall, an uncovered procedure, or the cost of care at a non-empanelled hospital that was the only viable option for a specific treatment, medical fundraising through crowdfunding India platforms has helped thousands of central government families across Bangalore navigate exactly these situations.

CGHS Bangalore: Complete Facility Quick Reference

Facility Type	Total	NABH / Accreditation
Hospitals	12	12 NABH (100%)
Eye Centres	18	15 NABH (83%)
Diagnostic Centres	4	NABL accredited
Dental Clinics	5	3 NABH (60%)
Total Facilities	39	33 NABH or NABH+NABL (85%)
CGHS Wellness Centres	11	10 Allopathy, 2 Ayurveda, 1 Homeopathy, 1 Unani

Conclusion

Bangalore’s CGHS network is compact in number but exceptional in quality, 100% of its hospitals are NABH accredited, 83% of eye centres meet national quality standards, and all facilities are concentrated across a well-mapped zone structure that makes navigation manageable despite the city’s size. As a Class X city, beneficiaries also receive the highest rate package in the country, giving them meaningful coverage per procedure.

The key to using this network well is knowing your wellness centre, understanding the referral workflow, and being clear on what CGHS covers before treatment begins, not after. Use the zone map, the wellness centre contact list, and the rate guide in this article as your reference.

And when treatment costs exceed what CGHS can absorb, as they sometimes do for serious conditions, know that medical crowdfunding through platforms like ImpactGuru offers a fast, trusted path to raising additional funds when your family needs it most.