CGHS Empanelled Hospitals in Karnataka: 2026 Guide

Quick Summary

• Karnataka has 44 CGHS empanelled hospitals as of 2026, spread across two cities, Bengaluru (39 facilities) and Mysuru (5 facilities), both falling under the CGHS Bengaluru zone.
• Of the 44 total facilities, 38 hold NABH or NABH+NABL accreditation, giving Karnataka one of the highest accreditation ratios among CGHS states in India at over 86%.
• Bengaluru’s 39 facilities include 12 hospitals, 18 eye centres, 4 diagnostic centres, and 5 dental clinics, with Bengaluru rated as a Tier 1 city under CGHS package rates.
• For planned treatments, a referral from your designated CGHS wellness centre is mandatory; for emergencies, you can walk into any empanelled hospital in Karnataka directly without a referral.
• When CGHS package rates fall short of actual treatment costs, families across Karnataka have used ImpactGuru, a leading fundraising platform in India, to fundraise online and bridge the gap without any minimum target requirement.

Introduction

For central government employees, pensioners, and their families living in Karnataka, the Central Government Health Scheme provides access to a network of quality-accredited hospitals, eye centres, diagnostic centres, and dental clinics, all at government-regulated rates. Karnataka may have a smaller CGHS footprint compared to states like Maharashtra or Uttar Pradesh, but what it lacks in volume it more than makes up for in quality: over 86% of its empanelled facilities hold NABH accreditation, making it one of the best-accredited CGHS networks in the country.

As of 2026, CGHS operates across two cities in Karnataka, Bengaluru and Mysuru, both covered under the CGHS Bengaluru zone. This guide gives you the complete picture: which hospitals are empanelled, what specialties are available in each city, how to use your CGHS card correctly, and what to do when coverage falls short.

Note: Empanelment status is updated periodically. Always verify the current status of any hospital on the official CGHS portal at cghs.mohfw.gov.in before visiting.

What Is CGHS, and Who Can Use It in Karnataka?

The Central Government Health Scheme is a health coverage programme administered by the Ministry of Health and Family Welfare. In Karnataka, it is available to:

• Serving central government employees and their dependent family members
• Central government pensioners and their dependents
• Members of Parliament (current and former)
• Certain autonomous body employees are covered under the scheme

Karnataka falls under the CGHS Bengaluru zone. Beneficiaries registered in either Bengaluru or Mysuru can access empanelled facilities across both cities within the zone, useful when a required specialty is available in Bengaluru but not in Mysuru, or vice versa.

Karnataka CGHS: City-Wise Quick Reference

City	Total Facilities	Hospitals	Eye Centres	Diagnostic Centres	Dental Clinics	NABH Accredited	CGHS Tier
Bengaluru	39	12	18	4	5	33 (85%)	Tier 1 (class X)
Mysuru	5	3	2	0	0	5 (100%)	Tier 3 (class Z)
Total	44	15	20	4	5	38 (86%)	—

Note: Data sourced from cghs.mohfw.gov.in and cghshospitals.com, last verified June 2026. Always confirm current empanelment status before visiting.

CGHS Empanelled Hospitals in Bengaluru With NABH Accreditation

Bengaluru is the primary CGHS city in Karnataka and a Tier 1 (class X) city under CGHS package rates,  the highest tier, which means better per-procedure coverage at empanelled hospitals. As of June 2026, Bengaluru has 39 CGHS empanelled facilities, including 12 hospitals, 18 eye centres, 4 diagnostic centres, and 5 dental clinics. Of these, 33 hold NABH or NABH+NABL accreditation.

All 12 empanelled hospitals in Bengaluru are verified below:

Multi-Specialty and General Purpose

Hospital	Accreditation	Address
Fortis Hospitals Limited	NABH	154, Bannerghatta Road, opposite IIM, Panduranga Nagar
M S Ramaiah Hospital	NABH	New BEL Road, M S Ramaiah Nagar, MSRIT Post
P D Hinduja Sindhi Hospital	NABH	15/2, 12th Cross Road, Sampangi Rama Nagara
Sagar Hospitals Banashankari	NABH+NABL	Shavige Malleshwara Hills, behind DSI Campus, Banashankari
Sagar Hospitals Jayanagar	NABH+NABL	44/54, 30th Cross Road, 4th T Block East, Jayanagar
Vydehi Institute of Medical Science and Research Centre	NABH	82, Nallurahalli Main Road, Whitefield

Oncology

Hospital	Accreditation	Address
HealthCare Global Enterprises Ltd (HCG) — Sampangiram Nagar	NABH	HCG Tower, 38, Kalinga Rao Road, Sampangiram Nagar
HealthCare Global Enterprises Ltd (HCG) — Double Road	NABH	44, Double Road, off Lal Bagh Main Road, Raja Ram Mohanroy Extension
Sri Shankara Cancer Hospital and Research Centre	NABH	Shankarapuram, 1st Cross Road, Basavanagudi

Ayurveda and Alternative Medicine

Hospital	Accreditation	Address
AyurVAID Hospital	NABH	230, 7th Main Road, Amarjyoti Layout, Domlur
Sri Sri College of Ayurvedic Science and Research Hospital	NABH	Survey No. 269/270, Udayapura, 21 KM, Kanakapura Main Road
Jeena Sikho Lifecare Ltd	NABH	Bengaluru (full address on cghs.mohfw.gov.in)

Bengaluru also has 11 CGHS wellness centres, covering Allopathy, Homeopathy, and Ayurveda dispensaries, spread across the city, serving as the mandatory first point of contact for all planned treatments.

CGHS Empanelled Hospitals in Mysuru for Government Employees

Mysuru is the second CGHS city in Karnataka and is rated as a Tier 3 (class Z) city under the CGHS package rates. As of June 2026, Mysuru has 5 CGHS empanelled facilities, 3 hospitals, and 2 eye centres, all 5 of which hold NABH accreditation.

Hospital	Accreditation	Specialty	Address
Bharath Hospital and Institute of Oncology	NABH	Oncology	438, Outer Ring Road, beside Hotel Kalyani, Hebbal Industrial Area
JSS Hospital	NABH	Multi-specialty	Mysuru (full address on cghs.mohfw.gov.in)
JSS Ayurveda Hospital	NABH	Ayurveda	41/E, Lalitadripura Road, Mysuru

Beneficiaries in Mysuru can also access Bengaluru’s larger empanelled network, including its three oncology hospitals and six multi-specialty hospitals, for treatments not available locally.

How to Find CGHS-Approved Hospitals in Karnataka by City?

The fastest way to get an updated, verified list is directly from the official CGHS portal:

1. Visit cghs.mohfw.gov.in
2. Click on Beneficiaries in the top navigation
3. Select Empanelled Hospitals and Rates
4. Choose your city, Bengaluru or Mysuru, from the dropdown
5. Filter by specialty or facility type as needed

The portal is updated regularly as new hospitals are added and existing ones are reviewed. Always confirm empanelment status here before visiting any facility, even ones listed in this guide.

How to Use Your CGHS Card at Empanelled Hospitals in Karnataka?

Using your CGHS card correctly in Karnataka saves both time and money. Here is the step-by-step process:

1. Identify your assigned CGHS wellness centre. Every beneficiary is assigned a dispensary based on their home or office address. Bengaluru has 11 wellness centres; Mysuru beneficiaries are served by the wellness centre assigned at registration.
2. Consult the dispensary medical officer for all planned treatments. The officer will examine you and issue a referral to a specialist or empanelled hospital if needed.
3. Carry your CGHS card, referral letter, and a valid photo ID to the empanelled hospital.
4. At the billing counter, confirm cashless treatment under CGHS rates before any procedure begins. Bengaluru is a Tier 1 (class X) city; confirm which rate tier applies if you are visiting from Mysuru, Tier 1 (class Z).
5. Understand that co-payments upfront, certain room categories, or procedures beyond the CGHS package ceilings attract a co-payment.
6. For reimbursement of emergency expenses at non-empanelled hospitals, submit original bills, prescriptions, and the discharge summary to your wellness centre within 30 days of discharge.

CGHS 24×7 helpline: 1800-208-8900 (toll-free)

What to Do When CGHS Coverage Is Not Enough for Treatment in Karnataka?

Bengaluru is home to some of India’s most advanced hospitals, but also some of the most expensive. CGHS package rates at Tier 1, while among the highest in the country, may still fall short for prolonged cancer therapy, organ transplants, or complex neurological surgeries at premium hospitals like Fortis or HCG. For Mysuru beneficiaries, the gap can be even more significant when treatment requires travel to Bengaluru and the associated costs of accommodation and extended stays.

In these situations, many families across Karnataka have turned to ImpactGuru, one of India’s most established online crowdfunding sites for medical emergencies. ImpactGuru works as a fundraising platform that allows patients and their families to fundraise online from their personal network, colleagues, friends, extended family, and from donors across India who support medical causes.

Setting up a campaign on ImpactGuru, an online donation platform trusted by thousands of Indian families, takes just a few minutes. There is no minimum fundraising target; funds are transferred directly to your account as they come in, and the platform manages all payment logistics so you can stay focused entirely on the patient’s care.

Conclusion

Karnataka’s CGHS network, compact at 44 facilities but with an exceptional 86% NABH accreditation rate, offers central government employees and pensioners in Bengaluru and Mysuru a high-quality healthcare safety net. With dedicated oncology hospitals, leading multi-specialty institutions, strong eye care coverage, and reputed Ayurveda facilities, most medical needs can be addressed within the CGHS network.

That said, healthcare costs in Bengaluru can be high, and CGHS package rates do not always cover everything. Keep your CGHS card and wellness centre details readily available, verify empanelment status at cghs.mohfw.gov.in before every visit, and know that ImpactGuru, one of the most trusted and used online crowdfunding sites, is available whenever you need to fundraise online for treatment costs that go beyond what CGHS can absorb.